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4.2 Fintech – Wallet, Card, Pay-Links, and Checkout

The ARX Fintech Suite connects communication with financial sovereignty. It merges a multi-chain wallet, crypto card, and checkout system into a single, self-custodial environment that allows users to send, receive, and spend digital assets seamlessly.

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ARX Wallet

  • Multi-chain Support: Compatible with Ethereum, EVM networks, and Layer 2 solutions.

  • In-Chat Transactions: Send or request tokens directly inside conversations.

  • Stablecoin Integration: Facilitates everyday payments with minimal volatility.

  • Gas Abstraction: Supports meta-transactions and fee delegation for a frictionless UX.

  • Local Key Custody: Private keys are generated and stored on-device, never on a central server.

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ARX Crypto Card

  • Fiat Bridge: Instant crypto-to-fiat conversion through regulated partners for global acceptance.

  • Instant Settlement: Transactions are processed directly from the wallet balance, eliminating traditional intermediaries.

  • Tiered Verification: Light KYC for basic access; enhanced verification for higher limits.

  • Premium Tiers: Physical options include high-end metal, gold, and silver-backed editions.

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Pay-Links and Checkout

  • Smart Pay-Links: Create one-click payment links with the ability to split or escrow funds.

  • QR Payments: Instant QR code generation for in-person or event-based commerce.

  • Merchant SDK & API: Seamlessly integrate ARX checkout into websites and marketplaces.

  • Instant Settlement: Payments go directly to merchant wallets without custodians or delays.

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Unified Liquidity The Fintech vertical transforms ARX into a full-stack commerce ecosystem. By combining liquidity with usability, ARX ensures that users maintain full control over their assets while enjoying the convenience of modern banking.

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